FORBA Holding, LLC
Johnson Haley, LLP
51 Franklin St. Boston, MA 02110
617-778-1200
Date
Amount
Expenses
1-1 to 6-30-2010
$54,469.00
No Exp.
$750.00
To Todd R. Cruse
Expenses were only $1500.00, that's pretty darn good net income for the first 6 months from one client. Todd spent that on May 4, 2010 for a Delta Airline ticket ($1,500 and $400 for the Taj Hotel)
1-1 to 12-31-2009
$124,500.00
$818.70 expenses listed. Another Todd trip in Aug. 2009. $318.70 for same hotel and $506.20 for air.
1-1 to 12-31-2008
$112,500.00
No Exp.
1-1 to 12-31-2007
$ 96,000.00
No Exp.
1-1 to 12-31-2006
$120,000.00
No Exp.
1-1 to 12-31-2005
$65.000.00
Contact -Todd Cruse, 415 N. Grand Ave, Pueblo, CO 81003 tcruse@ddmktg.com
We provide a competitive compensation and benefits package including Excellent Salary based on a percentage of your production,100% Health Insurance Premium Coverage (Employee & Family), 100% Malpractice Insurance Coverage, 100% Long-Term Disability Insurance Coverage, 100% Reimbursement for Continuing Education, Dues and Licensing Fees, 401(k) Plan with Match, Licensing & Credentialing Support & Relocation Reimbursement.
General Dentists &Â Pediatric Dentists are encouraged to apply. Please call Jenna direct at 719-562-4462, email jlkochenberger@forba.com, fax 719-584-7696 or visit our website at www.forba.com.
I should've known. When I chose a kids' dentist office whose very name is misspelled (albeit on purpose, in an attempt at being clever I suppose) Kool Smiles. I should've known. When I chose a dentist that was sandwiched between a carniceria and a check cashing/loan shark business. I should've known. When I chose a kids' dentist who strangely decided that rap and an unusual (not in a good way) hybrid of Mariachi and Tejano music would be a nice mix for their patients (who are 10 and under). I should've known. When I chose a dentist that close to the Air Force base. The South side of Tucson is in some ways similar to the South side of Chicago, except that it has better Mexican food and fewer crooked politicians. I should've known. When we go inside and the really great jungle gym, slide, rock climbing, play area thingy appears to have been dipped into a Rotavirus/H1N1 cocktail, followed by a layer of melted popsicle and then topped off by a light coating of dirt and granulated sugar. Yuck. I should've known. When they call the 3 and 4 year-old patients to come back and insist that I wait in the lobby. A part of me thought, "You're crazy if you think I'm going to let my 3 and 4 year-old go back there by themselves. That will be mayhem for them AND you." The other part of me (the more sarcastic one that lives her life with tongue-in-cheek) thought, "You're crazy if you think I'm NOT going to let my 3 and 4 year-old go back by themselves. That will be mayhem for them AND you. Good luck with that..." In the end, the sensible me won (in addition to being sarcastic, the other one tends to throw in the towel way too soon in my opinion) and I did accompany the girls back. However, this was not before they insisted that I NOT accompany them, but rather peer through a two-way "interrogation mirror" while they were being seen. I should've known. When I chose a dentist for my children that uses two-way mirrors....
I will be returning to our previous dentist who sports the lime green Easy Tone Reeboks and Lily the lovely hygienist who was born to work with kids. There is no playland and the music is unremarkable, but I don't feel like I need a shower when I leave. I will however, be returning to that carniceria for their specials on chorizo and queso fresca.
The latest suit between National Union Fire Insurance Company (NUFI) and FORBA Holding/Small Smiles Holding (New FORBA) was filed August 8, 2010 in Middle Tennessee Federal District Court.
In short, NUFI says FORBA failed to disclose the fraud investigation by the DOJ, HHS and several state Attorney Generals. Nor did FORBA disclose that American Insurance, the insurance company that previously had them covered, cancelled their coverage due to "claims experience".
This took place through an insurance broker-Affinity Insurance d/b/a Dentist's Advantage. Affinity secured the policies for FORBA/Small Smiles in the beginning.
Then Affinity told FORBA American Insurance was not renewing their policies due to "claims experience" At that point FORBA asked Affinity to get them other insurance. Affinity was an "authorized dealer" so to speak for NUFI. So, Affinity secured insurance for FORBA, selling them a NUFI policy. (Affinity knew why FORBA had their insurance canceled, didn't they?)
Affinity wrote the insurance policies in August 2009 and onward they marched, according to the Complaint.
Then, came the investigations results and a multi million dollar settlement with the government. As well, a Corporate Integrity Agreement with Health and Human Services was made.
When FORBA Holding/Small Smiles Holding (New FORBA) filed suit against "Old FORBA" (The DeRose-Padula-Roump Bunch) crying foul, saying didn't know how bad Old FORBA really was, they ended up spilling the beans on how much they really knew and when they really knew it. Being Gypsies, Tramps and Thieves, it's hard to keep all the deception in order.
The Complaint against Old FORBA revealed facts that made it clear, the information New FORBA gave NUFI was, at worse, fraudulent and certainly misleading. (surprise surprise)
Basically NUFI is saying they didn't know what dirty rotten scoundrels New FORBA really was either. Just as New FORBA claimed against Old FORBA. In the suit New FORBA v Old FORBA, New FORBA admitting knowing in late 2007 they were being investigated.
Wouldn't it be funny if I had evidence NUFI knew or should have known all about the various investigations. Let's just say for example website visitor logs. Not saying I do, just saying it would be funny.
New FORBA filed suit against Old FORBA for the same reasons NUFI is filing suit against New FORBA. Pot, meet Kettle.
NUFI is asking the court to rescind the last two years of liability insurance coverage they had on New FORBA and all of its employees. Basically they are wanting to not have to pay up on any claims that will arise for the period 8-2008 through 9-26-2010.
Just as New FORBA is wanting to rewrite dentists employment contracts - in case the courts do not rescind and make void the NUFI insurance policies, they want the court to rewrite the policies on what is/was covered would be minimized.
The Tucson Inspection a few weeks ago, did NOT go well. After all this time, they still can't get it together. In the suit above, NUFI called it a "Raid"!
Taking your child to the dentist can always be tricky. But what if you think a dentist is going do one thing to your child but then he does a lot more?
And what if your son comes out of the office black-and-blue and crying?
Hundreds of times a day, all across Texas, moms and dads take their kids into South Texas Dental to have their teeth worked on. It's a major corporation, employing dozens of dentists in four cities.
The company's long-term success indicates it is providing a valuable service.
But not for Nichole Villareal of Keller, who took her son to a South Texas Dental office in Fort Worth.
Anthony Martinez was left with a welt on his face.
"When I found out this was all done without my consent, and that he was in pain and he was hurt and he was bruised, I was furious," Villareal said. "I knew it was wrong because I work in a medical office, and I know."
The Fort Worth location of South Texas Dental is part of a chain of 23 clinics statewide. The company aims its practice at children.
Nichole Villareal took her son Anthony there because her husband was changing jobs. His company insurance hadn't kicked in yet, and she had to use a dentist who would accept CHIPS state insurance.
Anthony's previous dentist, Dr. Bridget McAnthony, said he did need treatment.
"When I saw him, he only had one cavity. It was on the outside surface of his tooth," McAnthony said.
The dentist at South Texas Dental, however, said the eight-year-old had two cavities and needed sealant on two more teeth.
Villareal signed a consent form for that work to be done. When she took Anthony in, the dentist would not permit her to be in the room with her son.
When he came out? "It looks like he got punched in the jaw," Villareal said. "He has a bruise on the outside of his face that wasn't even supposed to be done."
Anthony said he was held down in the chair. It turns out that four of his teeth had been drilled.
Villareal said that work was done without her consent.
"And they didn't numb Anthony for the bottom procedure, so two fillings were done on the bottom and he wasn't numbed," she said.
When Villareal went back to complain, the dentist wrote Anthony a prescription for pain medication.
Dr. Kapadia did not respond to three phone calls from News 8 seeking comment.
His notes indicate Anthony was "very uncooperative" in the chair. The child's mom took him back to Dr. McAnthony to examine his mouth.
"It looks like they might have put some kind of intra-oral device in, and maybe they mashed down with their thumb on the inside to bruise him," McAnthony said. "It would have to be something that went from the inside to the outside, because he was bruised on the outside, too."
After we got no response from the dentist at the South Texas Dental office, we called Dr. Chad Park, who supervises three clinics in Fort Worth for the company. He said he is still investigating the matter.
The Texas Administrative Code says a dentist should maintain a consent form signed by a patient, or in the case of a minor, a form signed by his parent.
Villareal said no parent would give a dentist consent to do what was done to her son.
Ya know, CSU… Where the DeRose family plants football stadiums and millions more in various contributions. It is where Dan DeRose is the football hero.
National Union Fire Insurance files suit against Small Smiles Holding in Tennessee District Court Friday Aug 6, 2010. Small Smiles Holding is getting the suit since it is the first named in on the policies. If I were a dentist working for Small Smiles, I would be extremely concerned, that liability insurance you thought would CYA, just may not.
Seems most of the evidence being cited in the TN suit comes from the New FORBA v Old FORBA case brought back in January, where they were fighting among themselves. That case was quickly dismissed at the request of the parties. That lawsuit let a whole lot of worms out of the can that will haunt All FORBA's for years to come. Wonder what stupid attorney advised that lawsuit.
I'll post more later, I'm only on page 5, and there is 142!
Oh, and in case you did not know, as I didn't, there was a suit filed against FORBA Holding, who is wholly owned by Small Smiles Holding in Oklahoma on June 7, 2010 - Hernandez v FORBA (CJ-2010-1632)
